DECLARATION OF COVENANTS,

 

CONDITIONS, AND RESTRICTIONS

 

OF

 

TOWN AND COUNTRY VILLAGE TOWNHOMES

 

TABLE OF CONTENTS

 

Section                                                           Page

 

ARTICLE I

DEFINITIONS

 

Section  1        Agencies. . . . . . . . . . . . . . . . . . . . . 1

Section  2        Architectural Control Committee . . . . . . . . . 2

Section  3        Association . . . . . . . . . . . . . . . . . . . 2

Section  4        Common Area . . . . . . . . . . . . . . . . . . . 2

Section  5        Declarant . . . . . . . . . . . . . . . . . . . . 2

Section  6        Declaration . . . . . . . . . . . . . . . . . . . 2

Section  7        First Mortgage  . . . . . . . . . . . . . . . . . 2

Section  8        First Mortgagee . . . . . . . . . . . . . . . . . 3

Section  9        Lot . . . . . . . . . . . . . . . . . . . . . . . 3

Section 10        Member  . . . . . . . . . . . . . . . . . . . . . 3

Section 11        Owner . . . . . . . . . . . . . . . . . . . . . . 3

Section 12        Properties  . . . . . . . . . . . . . . . . . . . 3

Section 13        Residence . . . . . . . . . . . . . . . . . . . . 3

 

ARTICLE II

PROPERTY RIGHTS IN THE COMMON AREA

 

Section  1        Owners’ Easements of Enjoyment  . . . . . . . . . 4

Section  2        Extent of Owners’ Easements . . . . . . . . . . . 4

Section  3        Delegation of Use . . . . . . . . . . . . . . . . 5

Section  4        Payment of Taxes or Insurance by Mortgagees . . . 6

 

ARTICLE III

MEMBERSHIP AND VOTING RIGHTS

 

Section  1        Membership  . . . . . . . . . . . . . . . . . . . 6

Section  2        Class of Membership . . . . . . . . . . . . . . . 6

 

ARTICLE IV

COVENANT FOR MAINTENANCE ASSESSMENT

 

Section  1        Creation of the Lien and Personal

                    Obligation of Assessments  . . . . . . . . . . .7

Section  2        Purpose of Assessments  . . . . . . . . . . . . . 8

 

 

 

 

 

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Section                                                           Page

 

Section  3        Maximum Annual Assessment . . . . . . . . . . .   8

Section  4        Special Assessments . . . . . . . . . . . . . .   9

Section  5        Notice and Quorum for Any Action

                    Authorized Under Sections 3 and 4 . . . . . .  10

Section  6        Reconstruction Assessments  . . . . . . . . . .  10

Section  7        Rate of Assessment  . . . . . . . . . . . . . .  10

Section  8        Date of Commencement of Annual

  Assessments . . . . . . . . . . . . . . . . .  11

Section  9        Effect of Nonpayment of Assessments;

                    Remedies of the Association . . . . . . . . .  11

Section 10        Working Capital Fund  . . . . . . . . . . . . .  12

Section 11        Subordination of the Lien to Mortgages  . . . .  12

 

ARTICLE V

ARCHITECTURAL CONTROL COMMITTEE

 

Section  1        Composition of Committee  . . . . . . . . . . .  13

Section  2        Review by Committee . . . . . . . . . . . . . .  13

Section  3        Procedures  . . . . . . . . . . . . . . . . . .  13

Section  4        Vote and Appeal . . . . . . . . . . . . . . . .  14

Section  5        Records . . . . . . . . . . . . . . . . . . . .  14

Section  6        Liability . . . . . . . . . . . . . . . . . . .  14

Section  7        Variance  . . . . . . . . . . . . . . . . . . .  14

Section  8        Waivers . . . . . . . . . . . . . . . . . . . .  15

 

ARTICLE VI

INSURANCE

 

 

Section  1        Insurance on Common Areas . . . . . . . . . . .  15

Section  2        Insurance on the Structures on Lots . . . . . .  17

Section  3        General Provisions of Insurance Policies  . . .  18

Section  4        Deductibles . . . . . . . . . . . . . . . . . .  18

Section  5        Insurance Trustee . . . . . . . . . . . . . . .  19

Section  6        Association Insurance as Primary

                    Coverage  . . . . . . . . . . . . . . . . . .  19

Section  7        Acceptable Insurance Companies  . . . . . . . .  19

Section  8        Insurance to be Maintained by Owners  . . . . .  19

Section  9        Annual Review of Insurance Policies . . . . . .  20

 

ARTICLE VII

DAMAGE OR DESTRUCTION

 

Section  1        Damage to Common Area . . . . . . . . . . . . .  20

Section  2        Destruction of Improvements on Lot  . . . . . .  20

 

 

 

 

 

 

 

 

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Section                                                           Page

 

ARTICLE VIII

PARTY WALLS

 

Section  1        Definition  . . . . . . . . . . . . . . . . . .  21

Section  2        General Rules of Law to Apply . . . . . . . . .  21

Section  3        Sharing of Repair and Maintenance . . . . . . .  21

Section  4        Destruction by Fire or Other Casualty . . . . .  21

Section  5        Weatherproofing . . . . . . . . . . . . . . . .  22

Section  6        Right to Contribution Runs with Land  . . . . .  22

Section  7        Arbitration . . . . . . . . . . . . . . . . . .  22

 

ARTICLE IX

EXTERIO[I]R MAINTENANCE

 

Section  1        General . . . . . . . . . . . . . . . . . . . .  22

Section  2        Access Easement . . . . . . . . . . . . . . . .  22

Section  3        Maintenance of Landscaping  . . . . . . . . . .  23

Section  4        Owner’s Negligence  . . . . . . . . . . . . . . .23

 

ARTICLE X

RESTRICTIONS

 

Section  1        General Plan  . . . . . . . . . . . . . . . . . .23

Section  2        Restrictions Imposed  . . . . . . . . . . . . . .23

Section  3        Use of Common Area  . . . . . . . . . . . . . . .24

Section  4        Residential Use . . . . . . . . . . . . . . . . .24

Section  5        Declarant’s Use . . . . . . . . . . . . . . . . .24

Section  6        Household Pets  . . . . . . . . . . . . . . . . .24

Section  7        Lots to be Maintained . . . . . . . . . . . . . .25

Section  8        Temporary Structures  . . . . . . . . . . . . . .25

Section  9        Miscellaneous Structures  . . . . . . . . . . . .25

Section 10        Vehicular Parking, Storage and Repairs  . . . . .26

Section 11        Nuisances . . . . . . . . . . . . . . . . . . . .27

Section 12        Lots Not be Subdivided  . . . . . . . . . . . . .27

Section 13        No Hazardous Activities . . . . . . . . . . . . .27

Section 14        No Annoying Light, Sounds or Odors  . . . . . . .27

Section 15        Garbage and Refuse Disposal . . . . . . . . . . .28

Section 16        Leases  . . . . . . . . . . . . . . . . . . . . .28

Section 17        Minor Violations of Setback

                    Restrictions  . . . . . . . . . . . . . . . . .28

Section 18        Rules and Regulations . . . . . . . . . . . . . .28

Section 19        Management Agreements and Other

                    Contracts . . . . . . . . . . . . . . . . . . .29

 

 

 

 

 

 

 

 

 

 

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Section                                                           Page

 

ARTICLE XI

FIRST MORTGAGEES

 

Section  1        Member and First Mortgagee Approval . . . . . .  29

Section  2        Notice of Action  . . . . . . . . . . . . . . .  31

Section  3        Audit . . . . . . . . . . . . . . . . . . . . .  32

 

ARTICLE XII

GENERAL PROVISIONS

 

Section  1        Enforcement . . . . . . . . . . . . . . . . . .  32

Section  2        Severability  . . . . . . . . . . . . . . . . .  33

Section  3        Construction and Maintenance Easement . . . . .  33

Section  4        Utilities . . . . . . . . . . . . . . . . . . .  33

Section  5        Conflict of Provisions  . . . . . . . . . . . .  33

Section  6        Annexation  . . . . . . . . . . . . . . . . . .  33

Section  7        Condemnation  . . . . . . . . . . . . . . . . .  34

Section  8        Duration, Revocation and Amendment  . . . . . .  35

Section  9        Rights of Declarant Incident to

                    Construction  . . . . . . . . . . . . . . . .  36

Section 10        Easement for Encroachments  . . . . . . . . . .  36

Section 11        Registration by Owner of Mailing

                    Address . . . . . . . . . . . . . . . . . . .  36

Section 12        FHA/VA Approval . . . . . . . . . . . . . . . .  36

Section 13        Dedication of Common Areas  . . . . . . . . . .  36

 

Exhibit A         Phase I Legal Description

Exhibit B         Phase I Common Area Legal Description

Exhibit C         Annexable Area Legal Description

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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DECLARATION

OF COVENANTS, CONDITIONS, AND RESTRICTIONS

OF

TOWN AND COUNTRY VILLAGE TOWNHOMES

 

      THIS DECLARATION is made and entered into this 21st day of September 1983, by PULTE HOME CORPORATION, a Delaware corporation, hereinafter referred to as “Declarant.”

 

WITNESSETH:

 

      WHEREAS, Declarant is the owner of that certain real property in the County of Douglas, State of Colorado, which is described on Exhibit A attached hereto and incorporated herein by this reference; and

 

      WHEREAS, Declarant desires to subject and place upon the above-described property certain covenants, conditions, restric- tions, easements, reservations, rights-of-way, obligations, liabilities and other charges set forth herein for the purpose of protecting the value and desirability of said property and for the purpose of furthering a plan for the improvement, sale and ownership of said property, to the end that a harmonious and attractive development of said property may be accomplished and the health, comfort, safety, convenience and general welfare of the Declarant, its successors and assigns in said property, or any portion thereof, shall be promoted and safeguarded.

 

      NOW, THEREFORE, Declarant hereby declares that all of the properties described above shall be held, sold, and conveyed subject to the following covenants, conditions, restrictions, easements, rights-of-way, obligations, liabilities, charges and other provisions set forth herein, which are for the purpose of protecting the value and desirability of, and which shall run with, the above-described property and be binding on all parties having any right, title, or interest in the above-described property or any part thereof, their heirs, personal representa- tives, successors, and assigns, and shall inure to the benefit of each owner thereof.

 

ARTICLE I

DEFINITIONS

 

      Section l.  Agencies.  “Agencies” shall mean and collectively refer to, the Federal National Mortgage Association (FNMA), the Government National Mortgage Association (GNMA), the federal Home Loan Mortgage Corporation (FHLMC), the Department of Housing and Urban Development (HUD), the Veterans Administration (VA) or any other governmental or quasi-governmental agency or

 

 

 

 

 

 

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any other public, quasi-public or private entity which performs (or may perform in the future) functions similar to those currently performed by such entities.

 

      Section 2.  “Architectural Control Committee” shall mean and refer to the committee appointed by the Declarant or by the Board of Directors of the Association, as more fully provided in Article V hereof.

 

      Section 3.  “Association” shall mean and refer to Town and Country Village Homeowners Association, Inc., a Colorado non-profit corporation, its successors and assigns.  The Association shall act by and through its Board of Directors and officers.

 

      Section  4.  “Common Area” shall mean all property (including the improvements thereto) owned by the Association for the common use and enjoyment of the Owners.  The Common Area to be owned by the Association at the time of the conveyance of the first Lot is described on Exhibit B attached hereto and incor- porated herein by this reference.

 

      Section 5.  “Declarant” shall mean and refer to Pulte

Home Corporation, a Delaware corporation, its successors and assigns, if such successors or assigns should acquire more than one undeveloped Lot from the Declarant for the purpose of development; provided, however, that for the purposes of Article V, Section 1, and Article XII, Sections 4, 6, 8(b) and 8(c) of this Declaration, no person or entity shall be considered a Declarant under the aforesaid provisions, unless said person or entity shall first be designated by Pulte Home Corporation, as a Declarant for said purposes by a written instrument duly recorded in Douglas County, Colorado.

 

      Section 6.  “Declaration” shall mean and refer to this Declaration of Covenants, Conditions and Restrictions, as the same may be amended from time to time.

 

      Section 7.  “First Mortgage” shall mean and refer to any unpaid and outstanding, mortgage, deed of trust or other security instrument recorded in the records of the office of the Clerk and Recorder of Douglas County, Colorado, having priority of records over all other recorded liens except those governmental liens made superior by statute (such as general ad valorem tax liens and special assessments).  “First Mortgage,” for purposes of Article IV, Section 12 and, with respect to notice of cancel- lation or substantial modification of certain insurance policies, to Article VI, Section 3 hereof, shall also mean and refer to any executory land sales contract wherein the Administrator of Veterans Affairs, an Officer of the United States of America is the seller, whether such contract is recorded or not, and whether such contract is owned by the said Administrator or has been

 

 

 

 

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assigned by the said Administrator and is owned by the Admin- istrator’s assignee, or a remote assignee, and the land records in the Office of the Clerk and Recorder of Douglas County, Colorado show the said Administrator as having the record title to the Lot.

 

      Section 8.  “First Mortgagee” shall mean and refer to

any person named as a mortgagee or beneficiary under any First Mortgage (including, for purposes of Article IV, Section 12 and, with respect to notice of cancellation or substantial modifica- tion of certain insurance policies, to Article VI, Section 3 hereof, the Administrator of Veterans Affairs, an Officer of the United States of America, and his assigns under any executory land sales contract wherein the said Administrator is identified as the seller, whether such contract is recorded or not and the land records of the Clerk and Recorder of Douglas County, Colorado show the said Administrator as having the record title to the Lot), or any successor to the interest of any such person under such First Mortgage.

 

      Section 9.  “Lot” shall mean and refer to any separate numbered lot or plot of land shown upon any recorded subdivision map of the Properties or any portion thereof, as the same may be amended from time to time, with the exception of the Common Area and any public streets, but together with all appurtenances and improvements now or hereafter thereon.

 

      Section 10.  “Member” shall mean and refer to each Owner

of a Lot that is subject to assessment hereunder; membership in the Association shall be appurtenant to, and may not be separated from, ownership of a Lot.

 

      Section 11.  “Owner” shall mean and refer to the record owner, whether one or more persons or entities, of fee simple title to any Lot which is a part of the Properties, including contract sellers, but excluding those having such interest merely as security for the performance of an obligation.

 

      Section 12.  “Properties” shall mean and refer to that certain real property described on Exhibit A hereto and such additions thereto as may hereafter be brought within the juris- diction of the Association.

 

      Section 13.  “Residence” shall mean and refer to the structure erected upon a Lot which is intended for use in accordance with Article X, Section 4 hereof.

 

 

 

 

 

 

 

 

 

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ARTICLE II

PROPERTY RIGHTS IN THE COMMON AREA

 

      Section  1.  Owner’s Easements of Enjoyment.  Subject to the provisions of Section 2 of this Article, every Owner shall have a nonexclusive right and easement of enjoyment in and to the Common Area and such easement shall be appurtenant to and shall pass with the title to every Lot.

 

      Section 2.  Extent of Owners’ Easements.  The rights and easements of enjoyment created hereby shall be subject to the following:

 

(a) The right of the Association, in accordance

with its Articles and Bylaws, to borrow money for the purpose of improving the Common Area and, with written consent of the Members entitled to vote two-thirds (2/3) of the votes of each class of membership, to mortgage said property as security for any such loan; and

 

            (b) The right of the Association to take such

steps as are reasonably necessary to protect the Common Area against foreclosure; and

 

            (c) The right of the Association to promulgate and publish rules and regulations which each Member shall strictly comply with, including, but not limited to, the right of the Association to establish reasonable charges and/or admission fees for the use of any recreational facilities located on the Common Area; and

 

            (d) The right of the Association, as provided in

its Articles and Bylaws, to suspend the voting rights and the right to the use of recreational facilities, if any, within the Common Area, of a Member for any period during which any assess- ment against his Lot remains unpaid and, for a period not to exceed sixty (60) days, for any infraction of its published rules and regulations; and

 

            (e) The right of the Association to dedicate or transfer all or any part of the Common Area to any public agency, authority, or utility for such purposes and subject to such conditions as may be agreed to by the Members, provided that no such dedication or transfer shall be effective unless first approved in writing by the Members entitled to vote two-thirds (2/3) of the votes of each class of membership hereunder, and unless written notice of the proposed agreement and action thereunder is sent to every Member at least thirty (30) days in advance of any action taken.  Notwithstanding the foregoing, the granting of permits, licenses and easements for public utilities, roads and/or for other purposes reasonably necessary or useful

 

 

 

 

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for the proper maintenance or operation of the Properties shall not be deemed a transfer within the meaning of this Subsection (e); and

 

            (f) The right of the Association, through its

Board of Direc[c]tors, to enter into, make, perform or enforce:  contracts, leases, agreements, licenses, easements and/or rights-of-way, for the use by Owners, other persons, their family members, guests and invitees, of real property, and any facili- ties or improvements thereto and thereon, for pedestrian and vehicular access, ingress and egress to and from the Properties, or any portion thereof, for vehicular parking, or for recrea- tional use and enjoyment; and/or contracts, leases, licenses or other agreements for cable or satellite television service to the Properties, or any portion thereof.  Any of such contracts, leases, licenses, agreements, easements and/or rights-of-way, as provided for in this subsection (f), shall be upon such terms and conditions as may be agreed to from time to time by the Board of Directors of the Association, which may include provisions by which the Association covenants and agrees that it shall pay part or all of the costs and expenses of maintaining and repairing such real property, and the facilities and improvements thereto and thereon, providing such cable or satellite television service, or other amounts which the Board determines are reason- ably necessary to secure any such contracts, leases, licenses, agreements, easements and/or rights-of-way, and any such costs shall be treated by the Association as common expenses pursuant to Article IV hereof.

 

            (g) The right of the Association to assign the

right to use certain parking spaces located upon the Common Area to the Owner(s) of a particular Lot; provided, however, that any such assignment shall be permanent unless individual Owners of Lots agree to exchange such assigned parking spaces.  Any such assignments shall appear in the books and records of the Associa- tion, but such assignments need not be evidenced by the recorda- tion of a deed or similar instrument of conveyance.  Notwith- standing the foregoing, the Owner(s) of each Lot shall at all times have the right to utilize at least one (1) garage or parking space upon the Properties.

 

            (h) The right of the Association to close or limit the use of the Common Area while maintaining, repairing and making replacements in the Common Area.

 

      Section 3.  Delegation of Use.  Any Owner may delegate

his right of enjoyment to the Common Area and facilities to the members of his family, his tenants, or contract purchasers who reside on his Lot.

 

 

 

 

 

 

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      Section 4.  Payment of Taxes or Insurance by Mortgagees.  First Mortgagees of Lots shall have the right, jointly or singly, to pay taxes or other charges or assessments which are in default and which may or have become a lien against the Common Area and may pay overdue premiums on hazard insurance policies or secure new hazard insurance coverage on the lapse of a policy for the Common Area, or the Lot which secures said First Mortgage if the policy therefor is held by the Association, and any First Mortgagees making any such payment shall be owed immediate reimbursement therefor from the Association.

 

ARTICLE III

MEMBERSHIP AND VOTING RIGHTS

 

      Section 1.  Membership.  Every Owner of a Lot which is subject to assessment hereunder shall be a Member of the Associa- tion.  Membership shall be appurtenant to and may not be separ- ated from ownership of any Lot.

 

      Section 2.  Class of Membership.  The Association shall have two classes of voting membership.

 

      Class A.  Class A Members shall be all Owners, with the exception of Declarant, and shall be entitled to one vote for each Lot owned.  When more than one person holds an interest in any Lot, all such persons shall be Members, and the vote for such Lot shall be exercised as they determine, but in no event shall more than one vote be cast with respect to any such Lot.

 

      Class B.  The Class B Member(s) shall be Declarant and shall be entitled to three (3) votes for each Lot owned which is neither leased, rented, nor otherwise occupied as a residence.  Leasing, renting, or allowing entry for residential occupancy shall terminate the Declarant’s weighted voting advantage in relation to any Lot so leased, rented, or occupied as a resi- dence, and will limit Declarant in relation to any such Lots to the same voting rights as a Class A Member.  The C[l]ass B membership shall cease and be converted to Class A membership on the happening of any of the following events, whichever occurs earliest:

 

            (a) when the total votes outstanding in the Class

A membership equal the total votes outstanding in the Class B membership; provided, however, that if within one hundred twenty (120) days of the occurrence of this event, additional real property shall be annexed to this Declaration pursuant to Article XII, Section 6 hereof, such that after such annexation there would be more votes outstanding in the Class B membership than in the Class A membership, then the Class B membership shall be deemed not to cease and not [be] have been converted to Class A membership; or

 

 

 

 

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            (b) on that date which is Five (5) years after

the date of recording of this Declaration in the office of the Clerk and Recorder of Douglas County, Colorado; or

 

            (c) in the event that there is neither any new

unit construction initiated nor evidence of any continuing construction, within the Properties, for a continuous period of six (6) months; or

 

            (d) On a date certain set forth in written notice from the Declarant to the Secretary of the Association of its intent to terminate its Class B voting rights as of such date; provided, however, that in the event there is more than one Declarant, such notice must be signed by all such Declarants.

 

ARTICLE IV

COVENANT FOR MAINTENANCE ASSESSMENTS

 

      Section 1.  Creation of the Lien and Personal Obligation

of Assessments.  Each Owner of any Lot, including Declarant, by acceptance of a deed therefor, whether or not it shall be so expressed in such deed, is deemed to covenant and agree to pay to the Association:  (1) annual assessments or charges, (2) special assessments and (3) reconstruction assessments, such assessments to be established and collected as hereinafter provided.  The annual, special and reconstruction assessments, together with interest, late charges, costs, and reasonable attorney’s fees, shall be a charge on the land and shall be a continuing lien upon the Lot against which each such assessment is made.  The lien may be enforced by foreclosure of the defaulting Owner’s Lot by the Association in like manner as a mortgage on real property.  In any such foreclosure the Owner shall be required to pay the costs and expenses of such proceedings, including reasonable attorney’s fees.  The Board of Directors or managing agent of the Associa- tion may prepare a written notice setting forth the amount of such unpaid indebtedness, the name of the Owner of the Lot and a description of the Lot.  Such a notice shall be signed by one of the Board of Directors or by the managing agent of the Associa- tion and may be recorded in the office of the Clerk and Recorder of the County of Douglas, Colorado.  The lien for each unpaid assessment attaches to each Lot at the beginning of each assess- ment period and shall continue to be a lien against such Lot until paid.  The costs and expenses for filing any notice of lien shall be added to the assessment for the Lot against which it is filed and collected as part and parcel thereof.  Each assessment, together with interest, late charges, costs, and reasonable attorney’s fees, shall also be the personal obligation of the person who was the Owner of such Lot at the time when the assessment became due.  The personal obligation for delinquent assessments shall not pass to such Owner’s successors in title unless expressly assumed by them.  The Association’s lien on a Lot

 

 

 

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for assessment shall be superior to any homestead exemption now or hereafter provided by the laws of the State of Colorado or any exemption now or hereafter provided by the laws of the United States.  The acceptance of a deed to land subject to this Declaration shall constitute a waiver of the homestead and any other exemption as against said assessment lien.

 

      Section 2.  Purpose of Assessments.  The assessments

levied by the Association shall be used exclusively to promote the recreation, health, safety and welfare of the residents of the Properties, and for all of those purposes and activities which may be required of the Association or which the Association may be empowered to pursue pursuant to this Declaration, the Articles of Incorporation or Bylaws of the Association, including without limitation the improvement and maintenance of the Common Area and any facilities located thereon.

 

      Section 3.  Maximum Annual Assessment.

 

            (a) Until commencement of the second annual assessment period, the maximum annual assessment shall be Nine Hundred Dollars ($900.00) for each Lot upon which there exists a Residence containing less than 1200 square feet of finished living space and One Thousand Thirty-Two Dollars ($1,032.00) for each Lot upon which there exists a Residence containing at least 1200 square feet of finished living space.

 

            (b) Effective with commencement of the second and each subsequent annual assessment period, the maximum annual assessment against each Lot shall be increased effective each annual assessment year in conformance with the rise, if any, of the Consumer Price Index published by the U.S. Department of Labor, Washington, D.C., for All Items and Major Group Figures for All Urban Consumers (1967 = 100), for the one (1) year period ending with the preceding month of July; this annual increase in the maximum annual assessment shall occur automatically upon the commencement of each annual assessment year without the necessity of any action being taken with respect thereto by the Associa- tion.  In the event the aforesaid Consumer Price Index is not published, for whatever reason, then the increase in the maximum annual assessment, as provided herein, shall be calculated by using a substantially comparable index designated by the Board of Directors of the Association.

 

            (c) Effective with commencement of the second and each subsequent annual assessment period, the maximum annual assessment may be increased above that established by the Consumer Price Index formula by a vote of the Members for the next succeeding annual assessment year and at the end of each such annual assessment period, for each succeeding annual assessment year, provided that any such increase shall have the

 

 

 

 

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assent of two-thirds (2/3) of each class of Members who are voting in person or by proxy, at a meeting duly called for this purpose, written notice of which shall be sent to all Members not less than 30 days nor more than 60 days in advance of such meeting setting forth the purpose therefor and provided, further, that any such increase shall maintain the principle of staggered assessment rates as contained in subsection (a) of this Section 3.

 

            (d) Subject to the terms and provisions of Section

7 of this Article IV relating to the obligation of the Declarant to pay to the Association amounts sufficient to meet certain shortfalls in assessments, the Board of directors of the Associa- tion may, at any time and from time to time, after consideration of the projected maintenance costs and other financial needs of the Association, fix the actual assessment against each Lot in an amount less than the maximum; provided, however, that written notice of any change in the amount of the actual assessment (whether to an amount less than or equal to the maximum) shall be sent to every Owner at least thirty (30) days in advance of the effective date of such change; provided, further, however, that any such decrease in assessments shall maintain the principle of staggered assessment rates as contained in subsection (a) of this Section 3.

 

            (e) The limitations contained in this Section 3

shall not apply to any change in the maximum, actual and basis of the assessments undertaken as an incident to a merger or consol- idation in which the Association is authorized to participate under its Articles of Incorporation.

 

            (f) The Association shall maintain an adequate reserve fund out of the annual assessments for the maintenance, repair and replacement of those elements of the Common Area that must be maintained, repaired or replaced on a periodic basis.

 

      Section 4.  Special Assessments.  In addition to the

annual and reconstruction assessments authorized in this Article IV, the Association may levy, in any assessment year, a special assessment applicable to that year only, for the purpose of defraying, in whole or in part, the cost of any construction, reconstruction, repair, or replacement of a capital improvement upon the Common Area, including fixtures and personal property related thereto, or for the funding of any operating deficit incurred by the Association.  Any such assessment shall have the assent of two-thirds (2/3) of the votes of each class of Members who are voting in person or by proxy at a meeting duly called for this purpose, and shall be set against each Lot in accordance with the principle contained in Section 3(a) of this Declaration, subject to the rate of assessment on Lots owned by Declarant as more fully provided in Section 7 of this Article IV.

 

 

 

 

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      Section 5.  Notice and Quorum for Any Action Authorized Under Sections 3 and 4.  Written notice of any meeting called for the purpose of taking any action authorized under Sections 3 or 4 of this Article shall be sent to all Members not less than 30 days or more than 60 days in advance of the meeting.  At the first such meeting called, the presence of Members or of proxies entitled to cast sixty percent (60%) of all the votes of each class of membership shall constitute a quorum.  If the required quorum is not present, another meeting may be called subject to the same notice requirement, and the required quorum at the subsequent meeting shall be one-half (1/2) of the required quorum at the preceding meeting.  No such subsequent meeting shall be held more than 60 days following the preceding meeting.

 

      Section 6.  Reconstruction Assessments.  In addition to

the annual and special assessments authorized in this Article IV, the Association may levy, in any assessment year during which insurance proceeds are insufficient to repair or reconstruct any damaged or destroyed structures located on Lots or improvements on the Common Area, which are covered by a policy of property insurance carried by the Association, reconstruction assessments for the purpose of repair or reconstruction of such damaged or destroyed structures.  All such reconstruction assessments shall be equal to the amount by which the cost of repair or reconstruc- tion of such structure(s) or improvements exceeds the sum of the insurance proceeds awarded for the damage or destruction thereof and shall be set against each Lot in accordance with the princi- ple contained in Section 3(a) of this Article IV.  Such recon- struction assessments shall be due and payable as provided by resolution of the Board of Directors, but not sooner than thirty (30) days after written notice hereof; provided, however, that, in appropriate circumstances, the Association may proceed directly against any Owner pursuant to Article IX, Section 4 hereof for any such amount.

 

      Section 7.  Rate of Assessment.  Annual, special and reconstruction assessments shall be fixed, in accordance with the principle contained in Section 3(a) of this Article IV, at rates sufficient to meet the expected needs of the Association.  Notwithstanding anything to the contrary contained in this Declaration, however, the rate of annual and special assessments set for the Lots owned by Declarant which are either undeveloped or upon which there exists a Residence which is neither leased, rented, nor otherwise residentially occupied, shall be fixed at one-quarter (1/4) of the assessment rate for the other Lots upon which Residences of comparable size to the Residence now exist- ing, or contemplated in the future to be constructed; provided, however, that at the time any Lot owned by Declarant is leased, rented, or residentially occupied, that Lot shall be assessed at the same rate of assessment as privately owned Lots upon which Residences of comparable size to the Residence now existing, or contemplated in the future to be constructed.  In the even that, prior to the termination of the Class B membership, assessments

 

 

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for annual common expenses, exclusive of those amounts held by the Association for an adequate reserve fund and for the working capital fund, fail to equal or exceed the actual expenses incurred by the Association during any particular annual assess- ment period because of such partial Declarant assessment, then Declarant shall pay a sufficient amount, up to the amount of full parity on such assessments, to the Association to meet any such shortfall so long as:  (a) written notice must be given by the Association to the Declarant within sixty (60) days following the termination of the then-current fiscal year of the Association at the time of the termination of the Class B membership, but in no event more than one (1) year following the termination of such Class B membership, and (b) Declarant shall have no obligation for any such shortfall caused by expenditures for capital improvements or by any decrease in assessments, including without limitation the levying of any assessment in an amount less than the maximum for any annual assessment period, unless the same has previously been approved in writing by Declarant.  In the event there is more than one Declarant, then, subject to the conditions hereinabove stated, each such Declarant shall pay a pro rata share of the aforesaid shortfall, such pro rata share to be based on the total amount of assessments due from each Declarant compared to the total amount of assessments due from all Declarants, during the applicable annual assessment period.

 

      Section 8.  Date of Commencement of Annual Assessments.  The initial annual assessment shall commence on the first day of the month following conveyance of the Common Area by Declarant to the Association, and the second and each subsequent annual assessment period shall correspond with the fiscal year of the Association.  The annual assessments shall be made due and payable in twelve monthly installments per annum on such dates as determined by the Board, provided that the first annual assess- ment shall be adjusted according to the number of months in the first annual assessment year.  Any Owner purchasing a Lot between installment due dates shall pay a pro rata share of the last installment due.

 

      Section 9.  Effect of Nonpayment of Assessments;

Remedies of the Association.  Any assessment not paid within ten (10) days after the due date thereof shall bear interest from the due date at the rate of eighteen percent (18%) per annum, or at such lesser rate as may be set from time to time by the Associa- tion, and the Association may assess a monthly late charge thereon.  The Association may bring an action at law against the Owner personally obligated to pay the same, or foreclose the lien against such Owner’s Lot, and in the event a judgment is obtained, such judgment shall include interest on the assessment and a reasonable attorney’s fee to be fixed by the court, together with the costs of the action, and may include late charges, as above provided.  No Owner may waive or otherwise escape liability for the assessments provided for herein by non- use of the Common Area or abandonment of his Lot.

 

 

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      Section 10.  Working Capital Fund.  The Association or Declarant shall require the first Owner of any Lot who purchases that Lot from Declarant to make a payment to the Association in an amount equal to the greater of One Hundred Fifty Dollars ($150.00) or two (2) times the monthly installment of the maximum annual assessment (one-sixth of the maximum annual assessment) against that Lot in effect at the time of conveyance of the Lot, which sum shall be held by the Association as a working capital fund.  The Association shall have no obligation to pay interest on said funds to any Owner.  Said working capital fund shall be collected and transferred to the Association at the time of closing of the sale by Declarant of each Lot, as aforesaid, and all such funds shall be maintained in a segregated account for the use and benefit of the Association as it deems desirable, including but not limited to the use to insure that the Board of Directors of the Association will have cash available to meet unforeseen expenditures, or to acquire additional equipment or services deemed necessary or desirable by the Board.  Such payment to the working capital fund shall not relieve an Owner from making the regular payment of assessments as the same become due.  Upon the transfer of his Lot, an Owner shall be entitled to a credit from his transferee for the unused portion of the aforesaid payment to working capital fund.

 

      Section 11.  Subordination of the Lien to Mortgages.

The lien of the assessments provided for herein, including without limitation any fees, costs, late charges or interest which may be levied by the Association in connection with unpaid assessments, shall be subordinate to the lien of any First Mortgage.  Sale or transfer of any Lot shall not affect the liens for said assessment charges except that sale or transfer of any Lot pursuant to foreclosure of any such First Mortgage, or any proceeding in lieu thereof, shall extinguish the lien of such assessment charges which became due prior to any such sale or transfer, or foreclosure or any proceeding in lieu thereof; provided, however, that any such delinquent assessment charges, including interest, late charges, costs and reasonable attorney’s fees, which are extinguished as provided herein, may be realloc- ated and assessed to all Lots as a common expense.   No such sale, transfer, foreclosure, or any proceeding in lieu thereof, shall relieve such Lot from liability for any assessment charges thereafter becoming due, nor from the lien thereof; provided, however, that in the event of foreclosure of a First Mortgage or the taking of a deed in lieu thereof, such First Mortgagee shall not be liable for unpaid assessments or other charges which accrue prior to the acquisition of title to the Lot in question by such First Mortgagee.

 

 

 

 

 

 

 

 

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ARTICLE V
ARCHITENTURAL CONTROL COMMITTEE

 

      Section 1.  Composition of Committee.  The Architectural

Control Committee shall consist of three (3) or more persons appointed by the Board of Directors of the Association; provided, however, that until all Lots have been conveyed to the first Owner thereof (other than Declarant), Declarant shall appoint and/or remove the members of the Architectural Control Committee as it, in its sole discretion, deems necessary.  A majority of the Committee may designate a representative to act for it.

 

      Section 2.  Review by Committee.  No structure or any attachment to an existing structure, whether a residence, any building, a tennis court, a swimming pool, fences, walls, canopies, awnings, roofs, exterior lighting facilities, athletic facility, or other similar improvements or attachments, shall be constructed, erected, placed or installed upon the Properties, no alteration of the exterior of a residence or other structure shall be made, and no change in the final grade, nor the instal- lation of or any change in any landscaping, shall be performed, unless complete plans and specifications therefor (said plans and specifications to show exterior design, height, materials, color, location of the structure or addition to the structure, plotted horizontally and vertically, location and size of driveways, general plan of landscaping, fencing, walls, windbreaks and grading plan, as well as such other materials and information as may be required by the Committee) shall have been first submitted to and approved in writing by the Architectural Control Com- mittee.  The Architectural Control Committee shall exercise its reasonable judgment to the end that all attachments, improve- ments, construction, landscaping and alterations to residences, other structures, and property, within the Properties, conform to and harmonize with the existing surroundings, residences, landscaping and structures.  In its review of such plans, specifications and other materials and information, the Archi- tectural Control Committee may require that the applicant(s) reimburse the Committee for the actual expenses incurred by the Committee in the review and approval process.  Such amounts, if any, shall be levied as part of the common expense assessment against the Lot for which the request for Architectural Control Committee approval was made and, as such, shall be subject to the Association’s lien for assessments and subject to all other rights of the Association for the collection thereof, as more fully provided in this Declaration.

 

      Section 3.  Procedures.  The Architectural Control Committee shall approve or disapprove all requests for archi- tectural control approval within forty-five (45) days after the complete submission of all plans, specifications, and other materials and information which the Committee may require in

 

 

 

 

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conjunction therewith.  In the event that the Architectural Control Committee fails to approve or disapprove any request within forty-five (45) days after the complete submission of all plans, specifications, materials and other information with respect thereto, approval shall not be required and this Article shall be deemed to have been fully complied with.

 

      Section 4.  Vote and Appeal.  A majority vote of the Architectural Control Committee is required to approve a request for architectural approval pursuant to this Article, unless the Committee has designated a representative to act for it, in which case the decision of such representative shall control.  In the event a representative acting on behalf of the Architectural Control Committee denies a request for architectural approval, the applicant(s) thereof shall have the right to an appeal of such denial to the full Committee, upon a request therefor submitted to the Committee within thirty (30) days after such applicant(s) receive notice of the denial of their architectural application from said representative.  In the event an applica- tion for architectural approval is denied by the Architectural Control Committee, whether pursuant to an original request for approval or on appeal from a decision of a representative of the Committee, the applicant(s) therefor shall have the right of appeal to the Board of Directors of the Association, if a written request for a hearing on an appeal of the same shall be submitted to the Board of Directors of the Association within thirty (30) days after the applicant(s) for such architectural approval receive notice of the Committee’s denial of their application.

 

      Section 5.  Records.  The Architectural Control Com-

mittee shall maintain written records of all applications submitted to it and all actions taken by it thereon, and such records shall be available to Members for inspection at reason- able hours of the business day.

 

      Section 6.  Liability.  The Architectural Control

Committee and the members thereof, as well as any representative of the Committee designated to act on its behalf, shall not be liable in damages to any person submitting requests for approval or to any Owner, by reason of any action, failure to act, approval, disapproval, or failure to approve or disapprove in regard to any matter within its jurisdiction hereunder.

 

      Section 7.  Variance.  The Architectural Control

Committee may grant reasonable variances or adjustments from any conditions and restrictions imposed by this Article or Article X hereof, in order to overcome practical difficulties and prevent unnecessary hardships arising by reason of the application of the conditions and restrictions contained in this Article or Article X hereof.  Such variances or adjustments shall be granted only in case the granting thereof shall not be materially detrimental or

 

 

 

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injurious to the other property or improvements in the neighbor- hood and shall not militate against the general intent and purpose hereof.

 

      Section 8.  Waivers.  The approval or consent of the Architectural Control Committee, any representative thereof, or the Board of Directors of the Association, to any application for architectural approval shall not be deemed to constitute a waiver of any right to withhold or deny approval or consent by the Committee, any representative thereof, or said Board of Directors, as to any application or other matters whatsoever subsequently or additionally submitted for approval or consent hereunder.

 

ARTICLE VI

INSURANCE

 

      Section 1.  Insurance on Common Area.  The Association shall maintain insurance covering all insurable improvements located or constructed upon the Common Area.  The Association shall maintain the following types of insurance, to the extent that such insurance is reasonably available, considering the availability, cost and risk coverage provided by such insurance, and the cost of said coverage shall be paid by the Association as a common expense.  Notwithstanding any of the specific insurance requirements specified in this Article VI, the Association may also consider in determining the types and amount of insurance it needs to obtain, the then-existing requirements of HUD, VA, FNMA, and FHLMC with respect to their insurance, guaranty, or purchase of First Mortgages secured by Lots.

 

            (a) A policy of property insurance coverage all insurable improvements located on the Common Area, except for land, foundation, excavation and other matters normally excluded from coverage, in an amount not less than necessary to comply with any co-insurance percentage stipulated in the insurance policy.  Further, said policy shall contain a “Replacement Cost Endorsement” providing that any claim will be settled on a full replacement cost basis without deduction for depreciation, and include an “Inflation Guard Endorsement” and an “Agreed Amount Endorsement.”  The Association may also purchase a “Demolition Endorsement,” an “Increased Cost of Construction Endorsement,” a “Contingent Liability from Operation of Building Laws Endorse- ment,” a “Vacancy Permit Endorsement” or the equivalent, and/or coverage on personal property owned by the Association including fixtures and building service equipment, furnishings and supplies.  Such insurance as maintained by the Association pursuant to this subsection shall afford protection against at least the following:

 

 

 

 

 

 

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      (1) loss or damage by fire and other perils normally covered by the standard extended coverage endorsement; and

 

      (2) such other risks as shall customarily be covered with respect to projects similar in construc-

tion, location and use including all perils normally

covered by the standard “all risk” endorsement, where such is available.

 

            (b) A comprehensive policy of public liability insurance covering all of the Common Area, insuring the Associa- tion in an amount not less than $1,000,000.00 covering bodily injury, including death to persons, personal injury and property damage liability arising out of a single occurrence.  Such coverage shall include, without limitation, legal liability of the insureds for property damage, bodily injuries and deaths of persons in connection with the operation, maintenance or use of the Common Area, legal liability arising out of lawsuits related to employment contracts of the Association, and protection against liability for non-owned and hired automobiles; such coverage may also include, if applicable, comprehensive automo- bile liability insurance, garagekeeper’s liability, liability for property of others, host liquor liability, water damage liabi- lity, contractual liability, workmen’s compensation insurance for employees of the Association, and such other risks as shall customarily be required by private institutional mortgage investors with respect to projects similar in construction, location and use.

 

            (c) A policy providing comprehensive fidelity coverage or fidelity bonds to protect against dishonest acts on the part of officers, directors, trustees and employees of the Association and all others who handle or are responsible for handling funds of the Association, in an amount at least equal to the estimated maximum of funds, including maintenance reserves in the custody of the Association at any given time; provided, however, that such fidelity coverage or fidelity bonds shall not be in an amount less than the greater of three (3) months aggregate assessments on all Lots, plus such reserve funds, or one hundred and fifty percent (150%) of the Association’s estimated annual operating expenses and reserves.  Such fidelity coverage or bonds shall meet the following requirements:

 

      (1) all such fidelity coverage or bonds shall name the Association as an obligee;

 

      (2) such fidelity coverage or bonds shall contain waivers of any defense based upon the exclusion

of persons who serve without compensation from any definition of “employee” or similar expression.

 

 

 

 

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In the event the Association has delegated some or all of its responsibility for the handling of funds to a managing agent, the Association may require the managing agent to purchase at its own expense, a policy of fidelity insurance or bonds which fully complies with the provisions of this subparagraph (c).

 

            (d) If the Common Area, or any portion thereof, is located within an area identified by the Federal Emergency Management Agency as having special flood hazards, and flood insurance coverage on the Common Area has been made available under the National Flood Insurance Program, then such a policy of flood insurance on the Common Area in an amount at least equal to the lesser of:

 

      (1) the maximum coverage available under the National Flood Insurance Program for all buildings and

other insurable property located within a designated

flood hazard area; or

 

      (2) one hundred percent (100%) of current replacement cost of all buildings and other insurable property located within a designated flood hazard

area.

 

            (e) In addition, the Association may obtain

insurance against such other risks of a similar or dissimilar nature as it shall deem appropriate, to the extent that such coverage is reasonably available, including but not limited to personal liability insurance to protect directors and officers of the Association from personal liability in relation to their duties and responsibilities in acting as directors and officers on behalf of the Association and, if appropriate, coverage for loss or damage resulting from steam boiler equipment or air conditioning equipment accidents in an amount not less than $100,000.00 per accident per location or such greater amount as may be deemed prudent by the Association based on the nature of the property.

 

      Section 2.  Insurance on the Structures on Lots.  The

Board of Directors of the Association or its agent shall obtain and maintain, to the extent that such insurance is reasonably available, considering the availability, cost and risk coverage provided by such insurance, a policy of property insurance covering the structure(s) located on each Lot, except for land, foundation, excavation and other items normally excluded from coverage, with an amount not less than that necessary to comply with any co-insurance percentage stipulated in the insurance policy.  Further, said policy shall contain a “Replacement Cost Endorsement” providing that any claim will be settled on a full replacement cost basis without deduction for depreciation, and

 

 

 

 

 

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including an “Inflation Guard Endorsement” and an “Agreed Amount Endorsement.”  The Association may also purchase a “Demolition Endorsement,” an “Increased Cost of Construction Endorsement,” a “Contingent Liability from Operation of Building Laws Endorse- ment,” and/or a “Vacancy Permit Endorsement” or the equivalent.  Such insurance as maintained by the Association pursuant to this section shall afford protection against at least the following:

 

            (a) loss or damage by fire and other perils

normally covered by the standard extended coverage endorsement; and

 

            (b) such other risks as shall customarily be

covered with respect to projects similar in construction, location and use, including all perils normally covered by the standard “all risk” endorsement, where such is available.

 

      Section 3.  General Provisions of Insurance Policies.

All policies of insurance carried by the Association shall be carried in blanket policy form naming the Association as insured, or its designee as trustee and attorney-in-fact for all Owners, and each Owner shall be an insured person under such policies with respect to liability arising out of any Owner’s membership in the Association.  The policy or policies shall contain a standard non-contributory First Mortgagee’s clause in favor of each First Mortgagee and a provision that it cannot be cancelled or materially altered by either the insured or the insurance company until thirty (30) days’ prior written notice thereof is given to the insured and each First Mortgagee, insurer or guarantor of a First Mortgage on a Lot.  The Association shall furnish a certified copy or duplicate original of such policy or renewal thereof, with proof of premium payment and a certificate identifying the interest of the Owner in question, to any party in interest, including First Mortgagees of Lots, upon request.  Any such Owner’s policy shall also contain waivers of subroga- tion.  All policies shall contain waivers of any defense based on invalidity arising from any acts or neglect of an Owner where such Owner is not under the control of the Association.

 

      Section 4.  Deductibles.  No policy of insurance of

which the Association or its designee is the beneficiary shall include a deductible clause in an amount greater than $500.00 or 1% of the face amount of the policy.  Any loss falling within the deductible portion of such policy shall be borne by the person or entity who is responsible for the repair and maintenance of the property which is damaged or destroyed.  In the event of a joint duty of repair and maintenance of the damaged or destroyed property, then the deductible shall be borne by the Association.  Notwithstanding the foregoing, after notice and hearing, the Association may determine that a loss, either in the form of a deductible to be paid by the Association or an uninsured loss,

 

 

 

 

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resulted from the act or negligence of an Owner.  Upon said determination by the Association, any such loss or portion thereof may be assessed to the Owner in question and the Associa- tion may collect the amount from said Owner in the same manner as any annual assessment.

 

      Section 5.  Insurance Trustee.  The Association may authorize a representative to act for it, including any trustee or successor thereto, who shall have exclusive authority to negotiate losses under any policy providing property or liability insurance.  Such insurance trustee shall act as attorney-in-fact for the purpose of purchasing and maintaining insurance, includ- ing:  the collection and appropriate disposition of the proceeds thereof; the negotiation of losses and execution of releases of liability; the execution of all documents; and the performance of all other acts necessary to accomplish such purpose.  Said party may also receive, hold or otherwise properly dispose of any proceeds of insurance in trust for Owners and their First Mortgagees as their interest may appear.

 

      Section 6.  Association Insurance as Primary Coverage.

If at the time of any loss under any policy which is in the name of the Association, there is other insurance in the name of any Owner and such Owner’s policy covers the same property or loss, or any portion thereof, which is covered by such Association policy, such Association policy shall be primary insurance not contributing with any of such other insurance.  An Owner shall be liable to the Association for the amount of any diminution of insurance proceeds to the Association as a result of policies of insurance of an Owner, and the Association may collect the amount from said Owner in the same manner as any annual assessment.  Any such Owner’s policy shall also contain waivers of subrogation.

 

      Section 7.  Acceptable Insurance Companies.  Each hazard insurance policy purchased by the Association must be written by a hazard insurance carrier which has a current rating by Best’s Insurance Reports of B/VI or better, or a financial rating of Class V provided it has a general policy holder’s rating of at least A, and is authorized by law to do business in the State of Colorado.  The Association shall not obtain any policy where (a) under the terms of the insurance company’s charter, bylaws, or policy, contributions or assessments may be made against the mortgagor or mortgagee’s designee or (b) under the terms of the carrier’s charter, bylaws, or policy, loss payments are contin- gent upon action by the carrier’s Board of Directors, policy holders or members, or (c) the policy includes any limiting clauses (other than insurance conditions) which could prevent mortgagees or any Owner from collecting insurance proceeds.

 

      Section 8.  Insurance to be Maintained by Owners.

Insurance coverage on the furnishings and other items of personal

 

 

 

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property belonging to an Owner shall be the responsibility of the Owner thereof.  Owners shall also be responsible for obtaining such policies of title insurance related to any sale of a Lot other than the purchase by the initial Owner from the Declarant.

 

      Section 9.  Annual Review of Insurance Policies.  All insurance policies carried by the Association shall be reviewed at least annually by the Board of Directors of the Association to ascertain that the coverage provided by such policies adequately covers those risks insured by the Association.  Prior to obtain- ing any policy of fire insurance or renewal thereof, the Board of Directors or the managing agent of the Association may obtain a written appraisal from a duly qualified real estate or insurance appraiser, or other person knowledgeable as to replacement costs, which appraiser shall reasonably estimate the full replacement value of the improvements to the insured for the purpose of determining the amount of insurance required pursuant to the provisions of this Article.  Any First Mortgagee of a Lot shall be furnished with a copy of such appraisal upon request.

 

ARTICLE VII

DAMAGE OR DESTRUCTION

 

      Section 1.  Damage to Common Area.  In the event of

damage or destruction to all or a portion of the Common Area due to fire or other adversity or disaster, the insurance proceeds, if sufficient to reconstruct or repair the damage, shall be applied by the Association to such reconstruction and repair.  If the insurance proceeds with respect to such Common Area damage or destruction are insufficient to repair an[d] reconstruct the damaged or destroyed Common Area, the Association shall levy a reconstruction assessment in the aggregate amount of such insuf- ficiency pursuant to Article IV, Section 6 hereof and shall proceed to make such repairs or reconstruction, unless the Owners and First Mortgagees of Lots agree not to repair and reconstruct such damage, in accordance with the terms and provisions of Article XI hereof.  No distributions of insurance proceeds shall be made unless made jointly payable to the Owners and First Mortgagees of their respective Lots, if any.  The reconstruction assessment provided for herein shall be a debt of each Owner and a lien on his Lot and the improvements thereon, and may be enforced and collected in the same manner as any assessment lien provided for in this Declaration.

 

      Section 2.  Destruction of Improvements on Lot.  In the event of damage or destruction to any structure located on a Lot due to fire or other adversity or disaster, the insurance

proceeds shall be adjusted with the Association and paid or payable to the Association as trustee for the Owners, but to be held by the Association in trust for Owners and First Mortgag[a]es as their interests may appear.  “Repair and reconstruction” of any

 

 

 

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structure, as used in this Section 2, shall mean restoring the improvements to substantially the same condition in which they existed prior to such damage or destruction, with each such structure having the same boundaries as before.

 

            (a) If such insurance proceeds are sufficient to repair or reconstruct any damaged or destroyed structure, the Association shall promptly authorize the necessary repair and reconstruction work, and the insurance proceeds shall be applied by the Association to defray the cost thereof.

 

            (b) If such insurance proceeds are insufficient to repair or reconstruct any damaged or destroyed structure, such damage or destruction shall be promptly repaired and recon- structed by the Association, using the insurance proceeds and the proceeds of a reconstruction assessment levied as provided in Article IV, Section 6 hereof.  The reconstruction assessment provided for herein shall be a debt of each Owner and a lien on such Owner’s Lot and the improvements thereon, and shall be enforced and collected as provided in Article IV hereof.

 

ARTICLE VIII

PARTY WALLS

 

      Section 1.  Definition.  For purposes of this Article

VIII, “Party Wall” shall mean and refer to any wall which is part of the original construction of the structures located on Lots and is placed on or immediately adjacent to a Lot line and which separates two (2) or more structures.

 

      Section 2.  General Rules of Law to Apply.  To the extent not inconsistent with the provisions of this Article, the general rules of law regarding Party Walls and liability for property damage due to negligence or willful acts or omissions shall apply thereto.

 

      Section 3.  Sharing of Repair and Maintenance.  The cost

of reasonable repair and maintenance of a Party Wall shall be shared by the Owners who make use of the Party Wall in proportion to such use.

 

      Section 4.  Destruction by Fire or Other Casualty.  If a Party Wall is destroyed or damaged by fire or other casualty, any Owner who has used the Party Wall may restore it, and if the other Owners thereafter make use of the Party Wall, they shall contribute to the cost of restoration thereof in proportion to such use without prejudice, however, to the right of any such Owners to call for a larger contribution from the others under any rule of law regarding liability for negligent or willful acts or omissions.

 

 

 

 

 

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      Section 5.  Weatherproofing.  Notwithstanding any other provision of this Article, an Owner who by his negligent or willful act causes a Party Wall to be exposed to the elements shall bear the whole cost of furnishing the necessary protection against such elements.

 

      Section 6.  Right to Contribution Runs with Land.  The right of any Owner to contribution from any other Owner under this Article shall be appurtenant to and run with the land and shall pass to such Owner’s successors in title.

 

      Section 7.  Arbitration.  In the event of any dispute arising concerning a Party Wall, under the provisions of this Article, each party shall choose one arbitrator, and such arbitrators shall choose one additional arbitrator, and the decision shall be by a majority of all the arbitrators.  Should any party refuse to appoint an arbitrator within 10 days after written request therefor by an Owner, the Board of Directors of the Association shall select an arbitrator for the refusing party.  The parties to the arbitration shall share the costs thereof, but each party shall pay its own attorneys’ fees.

 

ARTICLE IX

EXTERIOR MAINTENANCE

 

      Section 1.  General.  The Association shall provide exterior maintenance upon the structures of each Lot which is subject to assessment hereunder, as follows:  paint, repair, replacement and care of roofs, gutters, downspouts, exterior building surfaces, walks, and/or other exterior improvements, with the nature and extent of such maintenance to be as may be established from time to time by the Board of Directors; pro- vided, however, that such exterior maintenance shall not include windows or other glass surfaces.  The costs of such exterior maintenance shall be common expenses of the Association as provided in Article IV hereof, and the amount of the actual assessments levied by the Association pursuant to Article IV shall be adjusted accordingly, with regard to the anticipated costs of providing such maintenance and any reserve requirements which may be incident thereto.

 

      Section 2.  Access Easement.  Each Lot shall be subject

to an easement in favor of the Association (including its agents, employees and contractors) for performing maintenance as provided in this Article IX during reasonable hours after reasonable notice to the Owners or occupants of any affected Lot, except that in emergency situations entry upon a Lot may be made at any time, provided that the Owners or occupants of affected Lots shall be warned of impending emergency entry as early as is reasonably possible.  The interior of any Residence located on a Lot shall not be subject to such easements as provided for in this Section 2.

 

 

 

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      Section 3.  Maintenance of Landscaping.  Each Owner

shall be responsible for landscaping his Lot, subject to first having received the written approval of the Architectural Control Committee pursuant to the provisions of Article V.  Any Owner who fails to maintain his Lot in a manner satisfactory to the Association shall be subject to the remedies contained in Section 4 of this Article IX.  The Association shall be responsible for the landscaping and maintenance of the Common Area, including having the grass, weeds, trees, and vegetation cut and/or trimmed when necessary.  No Owner shall, in whole or in part, change the landscaping of his Lot or any portion of the Common Area by the addition or removal of any items thereon without the prior written approval of the Architectural Control Committee.

 

      Section 4.  Owner’s Negligence.  Notwithstanding

anything to the contrary contained in this Declaration, in the event that the need for maintenance or repair of the Common Area, a Lot, or any improvement(s) located thereon, is caused by the willful or negligent act or omission of any Owner, or by the willful or negligent act or omission of any member of such Owner’s family or by a guest or invitee of such Owner, the cost of such repair or maintenance shall be the personal obligation of such Owner, and any costs, expenses and fees incurred by the Association for such maintenance, repair or reconstruction shall be added to and become part of the assessment to which such Owner’s Lot is subject and shall become a lien against such Owner’s Lot as provided in Article IV of this Declaration.  A determination of the negligence or willful act or omission of any Owner or any member of an Owner’s family or a guest or invitee of any Owner, and the amount of the Owner’s liability therefor, shall be determined by the Association at a hearing after notice to the Owner, provided that any such determination which assigns liability to any Owner pursuant to the terms of this Section may be appealed by said Owner to a court of law.

 

ARTICLE X

RESTRICTIONS

 

      Section 1.  General Plan.  It is the intention of the Declarant to establish and impose a general plan for the improve- ment, development, use and occupancy of the Properties, all thereof in order to enhance the value, desirability, and attrac- tiveness of the Properties and subserve and promote the sale thereof.

 

      Section 2.  Restrictions Imposed.   The Declarant hereby declares that all of the Properties shall be held and shall henceforth be sold, conveyed, used, improved, occupied, owned, resided upon, and hypothecated, subject to the following pro- visions, conditions, limitations, restrictions, agreements, and covenants, as well as those contained elsewhere in this Declara- tion.

 

 

 

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      Section 3.  Use of Common Area.

 

            (a) No use shall be made of the Common Area which will in any manner violate the statutes, rules, or regulations of any governmental authority having jurisdiction over the Common Area.

 

            (b) No Owner shall engage in any activity which

will temporarily or permanently deny free access to any part of the Common Area to all Members, nor shall any Owner place any structure whatsoever upon the Common Area.

 

            (c) The use of the Common Area shall be subject to such rules and regulations as may be adopted from time to time by the Board of Directors of the Association.

 

            (d) No use shall ever be made of the Common Area which will deny ingress and egress to those Owners having access to Lots only over Common Area, and the right of ingress and egress to said Lots is hereby expressly granted.

 

      Section 4.  Residential Use.  Subject to Section 5 of

this Article X, Lots shall be used for residential purposes only, including uses related to the convenience and enjoyment of such residential use, and no business or profession of any nature shall be conducted on any Lot or in any structure located thereon.

 

      Section 5.  Declarant’s Use.  Notwithstanding anything

to the contrary contained in this Declaration, it shall be expressly permissible and proper for Declarant, its employees, agents, and contractors, to perform such reasonable activities, and to maintain upon portions of the Properties such facilities as Declarant deems reasonably necessary or incidental to the construction and sale of Lots and development of the Properties, specifically including without limiting the generality of the foregoing, maintaining business offices, storage areas, construc- tion yards and equipment, signs, model units, sales offices, parking areas and lighting facilities.  Notwithstanding the foregoing, Declarant shall not perform any activity or maintain any facility on any portion of the Properties in such a way as to unreasonably interfere with or disturb any Owner, or to unrea- sonably interfere with the use, enjoyment or access of such Owner, his family members, guests or invitees of and to his Lot, the Common Area, parking areas and to a public right of way.

 

      Section 6.  Household Pets.  No animals, livestock,

poultry or insects, of any kind, shall be raised, bred, kept or boarded in or on the Properties; provided, however, that the Owners of each Lot may keep a reasonable number of dogs, cats, fish, or other domestic animals which are bona fide household

 

 

 

 

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pets, so long as such pet(s) are not kept for any commercial purpose and are not kept in such number or in such manner as to create a nuisance to any resident(s) of the Properties.  The Association shall have, and is hereby given, the right and authority to reasonably determine that dogs, cats or other household pets are being kept for commercial purposes or are being kept in such number or in such manner as to be unreasonable or to create a nuisance to any resident(s) of the Properties, or that an Owner is otherwise in violation of the provisions of this Section 6, and to take such action or actions as it deems reasonably necessary to correct the same.  An Owner’s right to keep household pets shall be coupled with the responsibility to pay for any damage caused by such Owner’s pet(s).

 

      Section 7.  Lots to be Maintained.  Each Lot at all

times shall be kept in a clean, sightly, and wholesome condition.  No trash, litter, junk, boxes, containers, bottles, cans, implements, machinery, lumber, or other building materials shall be permitted to remain exposed upon any Lot so that the same are visible from any neighboring Lot, the Common Area, or any street, except as necessary during the period of construction.

 

      Section 8.  Temporary Structures.  Except as hereinafter provided, no structure of a temporary character, including but not limited to a house trailer, tent, shack, or outbuilding shall be placed or erected upon any Lot, and no residence shall be occupied in any manner at any time prior to its being fully completed, nor shall any residence when completed be in any manner occupied until made to comply with all requirements, conditions, and restrictions herein set forth; provided, however, that during the actual construction, alteration, repair or remodeling of a residence, necessary temporary structures for storage of materials may be erected and maintained by the person doing such work.  The work of constructing, altering or remodel- ing any residence shall be prosecuted diligently from the commencement thereof until the completion thereof.

 

      Section 9.  Miscellaneous Structures.

 

            (a) No advertising or signs of any character shall

be erected, placed, permitted, or maintained on any Lot other than a name plate of the occupant and a street number, and except for a “For Sale,” “Open House,” or “For Rent” sign not to exceed five (5) square feet; notwithstanding the foregoing, reasonable signs, advertising, or billboards used by the Declarant in connection with its sale or rental of Lots, or otherwise in connection with its development of the Properties, shall be permissible, provided that such use by the Declarant shall not interfere with the Owners’ use and enjoyment of their Lot, the Common Area, or with their ingress or egress from a public way to the Common Area or their Lot.

 

 

 

 

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            (b) All types of refrigerating, cooking, or

heating apparatus shall be concealed.

 

            (c) Except as may otherwise be permitted by the Architectural Control Committee, all antennae shall be installed inside any residence.

 

            (d) No clotheslines, dog runs, drying yards,

service yards, wood piles or storage areas shall be so located on any Lot as to be visible from a street, any other Lot, or from the Common Area.

 

      Section 10.  Vehicular Parking, Storage and Repairs.

 

            (a) Any house trailer, camping trailer, boat

trailer, hauling trailer, running gear, boat, or accessories thereto, motor-driven cycle, truck (larger than 3/4 ton), self- contained motorized recreational vehicle, or other type of recreational vehicle or equipment, may be parked or stored on the Properties only if such parking or storage is done wholly within the enclosed garage, if any, located on a Lot, or within any area which may, from time to time, be designated by the Association for the parking or storage of such vehicles, except that any such vehicle may be otherwise parked as a temporary expedience for loading, delivery, or emergency.  This restriction, however, shall not restrict trucks or other commercial vehicles within the Properties which are necessary for construction or for the maintenance of the Common Area, Lots, or any improvements located thereon.

 

            (b) Except as hereinabove provided, no abandoned

or inoperable automobiles or vehicles of any kind shall be stored or parked on the Properties.  An “abandoned or inoperable vehicle” shall be defined as any automobile, truck, motorcycle, boat, trailer, camper, housetrailer, self-contained motorized recreational vehicle, or other similar vehicle, which has not been driven under its own propulsion for a period of two (2) weeks or longer, or which does not have an operable propulsion system installed therein; provided, however, that otherwise permitted vehicles parked by Owners while on vacation or during a period of illness shall not constitute abandoned or inoperable vehicles.  In the event the Association shall determine that a vehicle is an abandoned or inoperable vehicle, then a written notice describing said vehicle shall be personally delivered to the owner thereof (if such owner can be reasonably ascertained) or shall be conspicuously placed upon the vehicle (if the owner thereof cannot be reasonably ascertained), and if the abandoned or inoperable vehicle is not removed within 72 hours thereafter, the Association shall have the right to remove the vehicle at the sole expense of the owner thereof.

 

 

 

 

 

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            (c) No activity such as, but not limited to, maintenance, repair, rebuilding, dismantling, repainting, or servicing of any kind of vehicles, trailers or boats, may be performed or conducted on the Properties, unless it is done within completely enclosed structure[s](s) which screen the sight and sound of the activity from the street and from adjoining property.  The foregoing restriction shall not be deemed to prevent washing and polishing of any motor vehicle, boat, trailer, or motor-driven cycle, together with those activities normally incident and necessary to such washing and polishing.

 

      Section 11.  Nuisances.  No nuisance shall be permitted

on the Properties, nor any use, activity or practice which is the source of annoyance or embarrassment to, or which offends or disturbs, any residents of the properties, or which interferes with the peaceful enjoyment or possession and proper use of the Properties, or any portion thereof, by its residents.  As used herein, the term “nuisance” shall not include any activities of Declarant which are reasonably necessary to the development of and construction on the Properties; provided, however, that such activities of the Declarant shall not unreasonably interfere with any Owner’s use and enjoyment of his Lot or the Common Area, or with any Owner’s ingress and egress to or from his Lot and a public way.  Further, no immoral, improper, offensive or unlawful use shall be permitted or made of the Properties or any portion thereof.  All valid laws, ordinances and regulations of all governmental bodies having jurisdiction over the Properties, or any portion thereof, shall be observed.

 

      Section 12.  Lots Not to be Subdivided.  No Lot shall be subdivided, except for the purpose of combining portions with an adjoining Lot provided that no additional building site is created thereby.  Not less than one entire Lot, as conveyed, shall be used as a building site.

 

      Section 13.  No Hazardous Activities.  No activities

shall be conducted on the Properties or within improvements constructed on the Properties which are or might be unsafe or hazardous to any person or property.  Without limiting the generality of the foregoing, no firearms shall be discharged upon any of the Properties and no open fires shall be lighted or permitted on the Properties except in a contained barbecue unit while attended and in use for cooking purposes or within an interior fireplace, or except such campfires or picnic fires on property which may be designated for such use by the Association.

 

      Section 14.  No Annoying Light, Sounds or Odors.  No

light shall be emitted from any Lot which is unreasonably bright or causes unreasonable glare; no sound shall be emitted from any Lot which is unreasonably loud or annoying; and no odor shall be permitted from any Lot which is noxious or offensive to others.

 

 

 

 

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      Section 15.  Garbage and Refuse Disposal.  No garbage, refuse, rubbish, or cuttings shall be deposited on any street, the Common Area, or any Lot, unless placed in a suitable con- tainer suitably located, solely for the purpose of garbage pickup.  All equipment for the storage or disposal of such materials shall be kept in a clean and sanitary condition.  No garbage or trash cans or receptacles shall be maintained in an exposed or unsightly manner.

 

      Section 16.  Leases.  The term “lease,” as used herein, shall include any agreement for the leasing or rental of a Lot or any portion thereof, and shall specifically include, without limitation, a month-to-month rental.  Any Owner shall have the right to lease his Lot under the following conditions:

 

            (a) All leases shall be in writing; and

 

            (b) All leases shall provide that the terms of the lease and lessee’s occupancy of the Lot shall be subject in all respects to the provisions of this Declaration, and the Articles of Incorporation, Bylaws and Rules and Regulations of the Association, and that any failure by the lessee to comply with any of the aforesaid documents, in any respect, shall be a default under the lease; and

 

            (c) No lease shall be for an initial term of less than six (6) months or a subsequent term of less than one (1) month.

 

      Section 17.  Minor Violations of Setback Restrictions.

If upon the erection of any structure, it is disclosed by survey that a minor violation or infringement of setback lines has occurred, such violation or infringement shall be deemed waived by the Owners of Lots immediately adjoining the Lot containing the structure which is in violation of the setback, and such waiver shall be binding upon all other Owners.  However, nothing contained in this Section 17 shall prevent the prosecution of a suit for any other violation of the restrictions contained in this Declaration.  A “minor violation,” for the purpose of this Section, is a violation of not more than three (3) feet beyond the required setback lines or Lot lines.  This provision shall apply only to the original structures and shall not be applicable to any alterations or repairs to any of such structures.

 

      Section 18.  Rules and Regulations.  Rules and regula- tions concerning and governing the Properties or any portion thereof may be adopted, amended or repealed, from time to time by the Board of Directors of the Association, and the Board of Directors may establish and enforce penalties for the infraction thereof, including without limitation the levying and collecting of fines for the violation of any of such rules and regulations.

 

 

 

 

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      Section 19.  Management Agreements and Other Contracts.  Any agreement for professional management of the Association’s business or other contract providing for the services of the Declarant shall have a maximum term of three (3) years and any such agreement shall provide for termination by either party thereto, with or without cause and without payment of a termina- tion fee, upon thirty (30) days’ prior written notice; provided, however, that any such management agreement(s) entered into by the Association with a manager or managing agent prior to the termination of the Class B membership shall be subject to review and approval by HUD or VA, and shall terminate absolutely, in any event, no later than thirty (30) days after termination of the Class B membership.

 

ARTICLE XI

FIRST MORTGAGEES

 

Section 1.  Member and First Mortgagee Approval.

Subject to Article XII, Sections 8(b) and 8(c) of this Declara- tion, but notwithstanding any other provisions of this Declara- tion to the contrary, the Association shall not:

 

            (a) unless it has obtained the prior written

consent of at least sixty-seven percent (67%) of each class of Members and sixty-seven percent (67%) of the First Mortgagees of Lots (based upon one vote for each First Mortgage owned):

 

      (1) by act or omission, change, waive, or abandon any scheme of architectural control, or enforce- ment thereof, as set forth in this Declaration, regard-

ing the design or maintenance of the Lots, improvements thereon or the Common Area;

 

      (2) fail to maintain full current replacement cost fire and extended insurance coverage on the Common Area;

 

      (3) use hazard insurance proceeds for Common Area property losses for purposes other than to repair, replace, or reconstruct such property;

 

      (4) by act or omission, seek to abandon, partition, subdivide, encumber, sell, or transfer any

common property owned, directly or indirectly, by the Association for the benefit of the Owners (excluding the granting of permits, licenses and easements for public utilities, roads, or other purposes reasonably necessary or useful for the proper maintenance or operation of the Properties or the Association);

 

 

 

 

 

 

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      (5) change the method of determining the obligations, assessments, dues, or other charges which

may be levied against an Owner; or

 

      (6) terminate the legal status of the

Properties as a planned unit development, provided that

this subsection (6) shall not apply to amendments to

this Declaration, the Articles of Incorporation or

Bylaws of the Association made as a result of destruc-

tion, damage or condemnation of the Properties or improvements thereon; provided, however, that any distribution made as a result of said termination shall

be accomplished on a reasonable and equitable basis.

 

            (b) unless it has obtained the prior written

consent of at least sixty-seven percent (67%) of each class of Members, and fifty-one percent (51%) of the First Mortgagees of Lots (based upon one vote for each First Mortgage owned):

 

      (1) add or amend any material provisions of

this Declaration, the Articles of Incorporation or

Bylaws of the Association which establish, provide for, govern or regulate any of the following, provided that

such additions or amendments shall not be considered material if they are for the purpose of correcting

technical errors or for clarification only;

 

      (A) voting rights;

 

      (B) assessments,  assessment liens or sub- ordination of such liens;

 

      (C) reserves for maintenance, repair and replacement of those elements of the Common Area which must be maintained, repaired or replaced on a periodic basis;

 

      (D) insurance, including but not limited to fidelity bonds;

 

      (E) rights to use of the Common Area;

 

      (F) responsibility for maintenance and repair of any portion of the Properties;

 

      (G) expansion or contraction of the Prop-

erties or the addition, annexation or withdrawal of property to or from the Properties;

 

      (H) boundaries of any Lot;

 

 

 

 

 

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      (I) interests in the Common Area;

 

      (J) convertibility of Lots into Common Area or of Common Area into Lots;

 

      (K) leasing of Lots or dwellings constructed thereon;

 

      (L) imposition of any right of first refusal or similar restriction on the right of any Owner to sell, transfer or otherwise convey his Lot;

 

      (M) restore or repair the Properties, or any portion thereof, including but not limited to improvements located thereon, after a partial condemnation or damage due to an insurable hazard, other than substantially in accordance with this Declaration and the most recent plans and specifi- cations for the Properties and the construction of improvements therein;

 

      (N) terminate the legal status of the Properties as a Planned Unit Development after substantial destruction or a substantial taking in condemnation of the Properties.

 

      (O) any provisions which are for the express benefit of First Mortgagees, or insurers or guarantors of First Mortgages; or

 

     (2) effectuate any decision to terminate profes-

sional management and assume self-management of the Association, when professional management has previously been required by any First Mortgagee of a Lot or insuror

or guarantor of such a First Mortgage;

 

      Section 2.  Notice of Action.  Upon written request to

the Association, identifying the name and address of the First Mortgagee or insuror or guarantor of the First Mortgage and the residence address of the property which is subject to such First Mortgage, each such First Mortgagee of a Lot, or insuror or guarantor of such a First Mortgage, shall be entitled to timely written notice of:

 

            (a) any condemnation loss or casualty loss which affects a material portion of the Properties or any Lot subject to a First Mortgage held, insured or guaranteed by such First Mortgagee, insuror or guarantor of a First Mortgage;

 

            (b) any delinquency in the payment of assessments

or charges owed to the Association by the Owner of the Lot

 

 

 

 

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subject to a First Mortgage held, insured or guaranteed by such First Mortgagee, insuror or guarantor, or any default by such Owner in any obligation under the Declaration, Articles of Incorporation or Bylaws of the Association and the Board of Directors of the Association has actual knowledge of such default, when such delinquency and/or default remains uncured for a period of sixty (60) days;

 

            (c) any lapse, cancellation or material modifica-

tion of any insurance policy or fidelity bond maintained by the Association;

 

            (b) any proposed action which would require the consent of a specified percentage of First Mortgagees as provided in this Article XI.

 

      Section 3.  Audit.  At any time after that date on which the Project has been expanded, pursuant to Article XII, Section 6 hereof, to include fifty (50) or more Lots, the Association shall provide an audited financial statement for the immediately preceding fiscal year, free of charge to the party so requesting, to any First Mortgagee of any Lot, or any insuror or guarantor of such a First Mortgage, within a reasonable time after written request therefor made by any such First Mortgagee, insuror or guarantor of such a First Mortgage.  So long as the Project includes less than fifty (50) Lots, fifty-one percent (51%) or more of the First Mortgagees of Lots shall be entitled to have such an audited financial statement prepared at their expense if one is not otherwise available.

 

ARTICLE XII

GENERAL PROVISIONS

 

Section 1.  Enforcement.  Enforcement of the covenants, conditions, restrictions, easements, reservations, rights-of-way, liens, charges and other provisions contained in this Declara- tion, the Articles of Incorporation, Bylaws or Rules and Regula- tions of the Association, as amended, may be by any proceeding at law or in equity against any person or persons violating or attempting to violate any such provision.  The Association and any aggrieved Owner shall have the right to institute, maintain and/or prosecute any such proceedings, and the Association shall further have the right to levy and collect fines for the viola- tion of any provision of any of the aforesaid documents; in any action instituted or maintained under this Section, the prevail- ing party shall be entitled to recover its costs and reasonable attorneys’ fees incurred pursuant thereto, as well as any and all other sums awarded by the Court.  Failure by the Association or any Owner to enforce any covenant or restriction herein con- tained, or any other provision of any of the aforesaid documents, shall in no event be deemed a waiver of the right to do so thereafter.

 

 

 

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      Section 2.  Severability.  Invalidation of any of these covenants or restrictions by judgment or court order shall in no way affect or limit any other provisions which shall remain in full force and effect.

 

      Section 3.  Construction and Maintenance Easement.  If

any portion of any exterior wall of a structure is situated within five feet of any adjoining Lot line, a valid easement shall and does exist, five feet in width along the adjoining Lot and adjacent to the said Lot line, which easement may be used for the purpose of construction, reconstruction, maintenance and repair of said exterior wall of a structure that is situated within five feet from the nearest point of said easement.

 

      Section 4.  Utilities.  There is hereby created a

blanket easement upon, across, over and under the Properties for utilities and the installation, replacement, repair and mainte- nance of utilities, including but not limited to water, sewer, gas, telephone, electricity, master television antenna systems, and cable television, provided that said blanket easement shall not extend upon, across, over or under any structure located on any Lot.  By virtue of this blanket easement, it shall be expressly permissible to erect and maintain the necessary facilities, equipment and appurtenances on the Properties and to affix, repair, and maintain water and sewer pipes, gas, electric, telephone and television wires, circuits, conduits and meters.  In the event any utility or quasi-utility company furnishing a service covered by the general easement created herein requests a specific easement by separate recordable document, Declarant reserves and is hereby given the right and authority to grant such easement upon, across, over or under any part or all of the Common Area without conflicting with the terms hereof, provided, however, that such right and authority shall cease and determine upon conveyance by Declarant of the last Lot to the first purchaser thereof (other than Declarant).

 

      Section 5.  Conflict of Provisions.  In case of any conflict between this Declaration, the Articles of Incorporation or Bylaws of the Association, this Declaration shall control.  In case of any conflict between the Articles of Incorporation and the Bylaws of the Association, the Articles of Incorporation shall control.

 

      Section 6.  Annexation.  Additional residential property and/or Common Area may be annexed with the consent of two-thirds of each class of Members.  Notwithstanding the foregoing, the Declarant may annex additional residential property and Common Area within the lands described on Exhibit C attached hereto and incorporated herein by this reference, until that date which is Five (5) years after the date of recording of this Declaration

in Douglas County, Colorado, without consent of the individual

 

 

 

 

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Owners, subject to a determination by HUD or VA that the annexa- tion is in accord with the general plan heretofore approved by them.  Each such annexation shall be effected, if at all, by recording an annexation of additional land in the Office of the Clerk and Recorder of the County of Douglas, Colorado, which document shall provide for annexation to this Declaration of the property described in such annexation of additional land, and may include such other provisions as deemed appropriate by the Declarant.  All provisions of this Declaration, including but not limited to those provisions regarding obligations to pay assess- ments to the Association and any right to cast votes as Members, shall apply to annexed property immediately upon recording an annexation of additional land with respect thereto, as aforesaid.  Prior to transferring ownership of the first Lot conveyed in the Properties and in any property which is annexed by Declarant pursuant to this Section 6, Declarant shall convey the Common Area contained in the Properties or in such annexed property, as applicable, to the Association.

 

      Section 7.  Condemnation.  In the event proceedings are initiated by any government or agency thereof, seeking to take by condemnation or the power of eminent domain the Common Area, any part thereof or any interest therein, any improvement thereon, or any interest therein, the Association shall give prompt notice thereof, including a description of the part of or interest in the Common Area or improvement thereon sought to be so condemned, to all Members.  The Association shall have full power and authority to defend in said proceedings, and to represent the Owners in any negotiations, settlements and agreements with a condemning authority for acquisition of the Common Area, and part thereof, or any interest therein, and each Owner hereby appoints the Association as his attorney-in-fact for such purposes.  Any award or proceeds of settlement shall be payable to the Associa- tion for the use and benefit of the Members and their mortgagees as their interest may appear.

 

            (a) In the even that all of the Common Area is

taken or condemned, or sold or otherwise disposed of, in lieu of or in avoidance thereof, any award or settlement shall be apportioned by the Association on a reasonable basis as the Association determines to be equitable in the circumstances, or as determined by judicial decree.  If the allocation of condemna- tion award is already established in the negotiations, judicial decree, or otherwise, then in allocating the condemnation award the Association shall employ such allocation to the extent that it is relevant and applicable.

 

            (b) In the event that less than the entire Common

Area is taken or condemned or sold or otherwise disposed of in lieu of or in avoidance thereof, the condemnation award shall first be applied by the Association to the rebuilding and

 

 

 

 

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replacement of those improvements on the Common Area damaged or taken by the condemning public authority, unless sixty-seven percent (67%) of the Owners and sixty-seven percent (67%) of the First Mortgagees of Lots (based upon one vote for each First Mortgage held) agree otherwise.  Any surplus of the award or other portion thereof not used for rebuilding and replacement shall be distributed by the Association on the same basis as indicated in subparagraph (a) of this Section 7.  No provision of the Declaration or any other document relating to the Properties shall be deemed to give an Owner or any other party priority over the rights of a First Mortgagee, pursuant to a First Mortgage, in the case of a distribution to any Owner of insurance proceeds or condemnation award for losses to or taking of Lots or Common Area or both.

 

      Section 8.  Duration, Revocation, and Amendment.

 

            (a) Each and every provision of this Declaration shall run with and bind the land for a term of twenty (20) years from the date of recording of this Declaration, after which time this Declaration shall be automatically extended for successive periods of ten (10) years each.  Except as provided in Article XI hereof, this Declaration may be amended during the first twenty (20) year period, and during subsequent extensions thereof, by any instrument approved in writing by not less than fifty-one percent (51%) of the Members of each class.  Such amendment shall be effective when duly recorded in Douglas County, Colorado.

 

            (b) Notwithstanding anything to the contrary contained in this Declaration, if Declarant shall determine that any amendments to this Declaration or any amendments to the Articles of Incorporation or Bylaws of the Association shall be necessary in order for existing or future mortgages, deeds of trust or other security instruments to be acceptable to any of the Agencies, then, subject to the following sentence of this Section, Declarant shall have and hereby specifically reserves the right and power to make and execute any such amendments without obtaining the approval of any Owners or First Mortgagees.  Each such amendment of this Declaration or of the Articles of Incorporation or Bylaws shall be made, if at all, by Declarant prior to termination of the Class B membership as provided in Article III, Section 2 of this Declaration; and each such amendment must contain thereon the written approval of VA or HUD.

 

            (c) Declarant hereby reserves and is granted the right and power to record technical amendments to this Declara- tion at any time prior to the termination of the Class B member- ship, for the purposes of correcting spelling, grammar, dates or as is otherwise necessary to clarify the meaning of the pro- visions of this Declaration.

 

 

 

 

 

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      Section 9.  Rights of Declarant Incident to Construc-

tion.  An easement is hereby retained by and granted to Declarant, its successors and assigns, for access, ingress, and egress over, in, upon, under, and across the Common Area, including but not limited to the right to store materials thereon and to make such other use thereof as may be reasonably necessary or incidental to Declarant’s construction on the Properties; provided, however, that no such rights or easements shall be exercised by Declarant in such a manner as to unreasonably interfere with the occupancy, use, enjoyment, or access by any Owner, his family members, guests, or invitees, to or of that Owner’s Lot.

 

      Section 10.  Easement for Encroachments.  If any portion

of a structure encroaches upon the Common Area or upon any adjoining Lot, including any future encroachments arising or resulting from the repair or reconstruction of a structure subsequent to its damage, destruction or condemnation, a valid easement on the surface and for subsurface support below such surface and for the maintenance of same, so long as it[s] stands, shall and does exist.

 

      Section 11.  Registration by Owner of Mailing Address.  Each Owner and each First Mortgagee, insuror or guarantor of a First Mortgage, shall register his mailing address with the Association, and except for monthly statements and other routine notices, all other notices or demands intended to be served upon an Owner, or each First Mortgagee, insuror or guarantor or a First Mortgage shall be sent by either registered or certified mail, postage prepaid, addressed in the name of the Owner at such registered mailing address.  All notices, demands, or other notices intended to be served upon the Board of Directors of the Association or the Association shall be sent by certified mail, postage prepaid, to 14901 East Hampden Avenue, Aurora, Colorado 80014, until such address is changed by the Association.

 

      Section 12.  FHA/VA Approval.  As long as there is a

Class B membership, the following actions shall require the prior approval of the HUD or VA:  annexation of additional properties, dedication of Common Area, levying special assessments for capital improvements and amendment of this Declaration.

 

      Section 13.  Dedication of Common Area.  Declarant in recording this Declaration of Covenants, Conditions and Restric- tions has designated certain areas of land as Common Area intended for the common use and enjoyment of Owners for recrea- tion and other related activities.  The Common Area is not dedicated hereby for use by the general public but is dedicated to the common use and enjoyment of the Owners, as more fully provided in this Declaration of Covenants, Conditions and Restrictions.

 

 

 

 

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IN WITNESS WHEREOF, the undersigned, being the Declarant

herein, has hereunto set its hand and seal as of the day and year

first above written.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

STATE OF COLORADO                        )

                                    )  ss.

COUNTY OF ARAPAHOE                  )

 

      The foregoing instrument was acknowledged before me this

21st day of      September_____, 1983 by ________Craig H. Johnson_______

as ________President_______ and __________Steven S. Benson_________

as ________Attorney-in fact________ of the Investment Builders Division

of PULTE HOME CORPORATION, a Delaware corporation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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EXHIBIT A

TO

DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS

OF

TOWN AND COUNTRY VILLAGE TOWNHOMES

 

Phase I Legal Description:

 

 

Parcel 1

 

That part of the Northeast quarter of Section 22, Township 6 South, Range 66

West of the 6th P.M., County of Douglas, State of Colorado, more particularly described as follows:

 

Commencing at the Northeast corner of said Section 22, thence N89º39’06”W, along the North line of said Section 22, 1158.87 feet;

thence S36º43’57”W, 749.85 feet to the Point of Beginning;

thence N89º25’45”W, 26.26 feet;

thence N85º55’45”W, 170.00 feet;

thence S83º45’33”W, 149.81 feet;

thence SOº34’15”W, 198.77 feet to a point on a curve.

thence along said curve to the right having a radius of 186.00 feet, a central angle of 53º45’02”, a chord bearing of N63º41’44”E, a chord length of 168.16 feet, 174.49 feet;

thence S89º25’45”E, 176.16 feet to a point of curve;

thence along said curve to the left having a radius of 15.00 feet, a central angle of 90º00’00”, 23.56 feet;

thence NOº34’15”E, 67.31 feet to a point of curve;

thence along said curve to the right having a radius of 325.00 feet, a central angle of 8º27’50”, 48.01 feet to the Point of Beginning, County of Douglas, State of Colorado.

 

 

Parcel 2

 

That part of the Northeast quarter of Section 22, Township 6 South, Range 66 West of the 6th P.M., County of Douglas, State of Colorado, more particularly described as follows:

 

Commencing at the Northeast corner of said Section 22, thence N89º39’06”W along the North line of said Section 22, 30.00 feet;

thence S45º18’12”W, 1032.80 feet to the Point of Beginning;

thence N73º16’51”W, 145.08 feet;

thence N89º58’48”W, 62.00 feet;

thence SOº01’12”W, 98.10 feet to a point on a curve;

thence along said curve to the right having a radius of 176.01 feet, a central angle of 17º19’16”, a chord bearing of S79º24’35”E, a chord length of 53.01 feet, 53.21 feet to a point of reverse curve;

thence along said curve to the left having a radius of 119.00 feet, a central angle of 86º22’31”, 179.40 feet to the Point of Beginning, County of Douglas, State of Colorado.

 

 

 

 

 

 

 

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EXHIBIT B

TO

DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS

OF

TOWN AND COUNTRY VILLAGE TOWNHOMES

 

Phase I Common Area Legal Description:

 

 

Parcel 1

 

That part of the Northeast quarter of Section 22, Township 6 South, Range 66

West of the 6th P.M., County of Douglas, State of Colorado, more particularly described as follows:

 

Commencing at the Northeast corner of said Section 22, thence N89º39’06”W, along the North line of said Section 22, 1158.87 feet;

thence S36º43’57”W, 749.85 feet to the Point of Beginning;

thence N89º25’45”W, 26.26 feet;

thence N85º55’45”W, 170.00 feet;

thence S83º45’33”W, 149.81 feet;

thence SOº34’15”W, 198.77 feet to a point on a curve.

thence along said curve to the right having a radius of 186.00 feet, a central angle of 53º45’02”, a chord bearing of N63º41’44”E, a chord length of 168.16 feet, 174.49 feet;

thence S89º25’45”E, 176.16 feet to a point of curve;

thence along said curve to the left having a radius of 15.00 feet, a central angle of 90º00’00”, 23.56 feet;

thence NOº34’15”E, 67.31 feet to a point of curve;

thence along said curve to the right having a radius of 325.00 feet, a central angle of 8º27’50”, 48.01 feet to the Point of Beginning, except Lots 1 through 6 inclusive, Town and Country Village Subdivision, Filing No. 1, County of Douglas, State of Colorado.

 

 

Parcel 2

 

That part of the Northeast quarter of Section 22, Township 6 South, Range 66 West of the 6th P.M., County of Douglas, State of Colorado, more particularly described as follows:

 

Commencing at the Northeast corner of said Section 22, thence N89º39’06”W along the North line of said Section 22, 30.00 feet;

thence S45º18’12”W, 1032.80 feet to the Point of Beginning;

thence N73º16’51”W, 145.08 feet;

thence N89º58’48”W, 62.00 feet;

thence SOº01’12”W, 98.10 feet to a point on a curve;

thence along said curve to the right having a radius of 176.01 feet, a central angle of 17º19’16”, a chord bearing of S79º24’35”E, a chord length of 53.01 feet, 53.21 feet to a point of reverse curve;

thence along said curve to the left having a radius of 119.00 feet, a central angle of 86º22’31”, 179.40 feet to the Point of Beginning, except Lots 1 through 4 inclusive, Town and Country Village Subdivision, Filing No. 2, County of Douglas, State of Colorado.

 

 

 

 

 

 

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EXHIBIT C

TO

DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS

OF

TOWN AND COUNTRY VILLAGE TOWNHOMES

 

 

Annexable Area Legal Description

 

 

Parcel A:  Town and Country Village Subdivision, Filing No. 1, except the

           real property described as Parcel 1 on Exhibit A to

           this Declaration

 

Parcel B:  Town and Country Village Subdivision, Filing No. 2, except

           the real property described as Parcel 2 on Exhibit A to

           this Declaration

 

Parcel C:  Town and Country Village Subdivision, Filing No. 3.

 

Parcel D:  Town and Country Village Subdivision, Filing No. 4.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

-40-